Make Sure Your Homeowner Policy Has “Law and Ordinance” Coverage
After a property has sustained damage from a covered loss, the “Law and Ordinance” provisions in most homeowner policies provide coverage for the costs incurred in bringing the structure up to code – even if it involves replacement of undamaged portions of the structure.
When Is Animal Damage Covered By Your Insurance Policy?
Here’s a fun reptile fact that you can tell your date, your young children, or your very herpetophobic friends: South Florida is the only region in the entire United States where alligators and crocodiles naturally co-exist (although many lawyers may tell you that they have been inside a few courtrooms that may challenge this ecological notion).