Hurricane Irma Claim Closed, Can I Still Make a Claim For Newly Discovered Damage?
In 2017 homeowners across the state of Florida made claims with their insurance companies for damage to their roofs following Hurricane Irma’s devastating hit to the peninsula. Some of those claims were wrongfully denied or grossly underpaid. However, on many of these claims the insurance companies extended coverage for the roof replacement, paid for the roof replacement and closed the claim. Now many homeowners are just noticing damage to other parts of the home that was caused by Hurricane Irma. For example the framing on the screened enclosure/Lanai was compromised or the windows of the home were compromised during Irma and are just now showing symptoms of that damage. If you are in this same boat and wondering “can I file a supplemental claim for damage that occurred from a hurricane that hit over two years ago and the insurance company already paid and closed the claim?” I have some good news for you: the answer is probably YES as long as you didn’t sign a release of all claims in exchange for payment on the initial claim.