Uninsured Motorist Coverage – Get This Yesterday

Today we will discuss uninsured motorist coverage in the state of Florida and you should have it and if you don’t have it, you should be on the phone with your car insurance carrier adding it now. Underinsured/Uninsured Motorist Coverage is insurance that you as a Florida driver can opt to carry on your own policy. Typically, in an accident, an injured driver would seek compensation and insurance benefits from the at-fault party in the collision. These benefits would be paid out from the at-fault’s Bodily Injury Coverage under the at-fault’s insurance policy. But what happens if that driver does not have high enough policy limits to support significant treatment and potential surgery costs? What if the at-fault driver has no insurance coverage at all?