One of the more overlooked aspects of purchasing automobile insurance is updating your insurance company when your children become of driving age. Your insurance company adjusts your annual premium based on how many people in a particular household could realistically...
Most policies provide insurance coverage for the Residence Premises and though each policy’s definition of the Residence Premises varies, most define the Residence Premises as the following: a. The one family dwelling where you reside; b. The two, three, or...
Insurance carriers often try to avoid paying for a covered loss by claiming the damages predated the loss and were caused by misplaced policy exclusions such as wear, tear, deterioration, marring aging, mechanical defects, or other pre-existing issues. To help...