Insurance carriers often try to avoid paying for a covered loss by claiming the damages predated the loss and were caused by misplaced policy exclusions such as wear, tear, deterioration, marring aging, mechanical defects, or other pre-existing issues. To help...
In almost every homeowner’s insurance contract, there is a deductible that the homeowner is required to pay before insurance proceeds become due and owing. Many times, the amount of the deductible is dependent on whether the claim is a hurricane loss or a...
If you have observed damage to your home, you may have considered filing an insurance claim. Here are a few things to be mindful of when beginning this process: 1) When reporting the damage, the sooner the better: It is best practice to report the damage to your...
