Why Is My Mortgage Company On My Insurance Check?
When you receive an insurance settlement payment, many homeowners are shocked to find that they may not be the only person on the check. If you have a mortgage on your home and had an insurance claim, chances are good that the any claim payments will also have your mortgage company included as a payee.
Preparing for Hurricane Michael
As of this writing, Hurricane Michael is set to make landfall in the Florida panhandle in just a few short hours. This Category Four Storm is projected to be the strongest hurricane to hit the Florida Panhandle in recorded history. We Floridians are no strangers to hurricanes; our communities have perennially endured the fury of such massive storms before, and we will do so again.
Resolving Your Homeowner Claim With Appraisal
For homeowners seeking to recoup damages through their homeowner’s insurance policy, many are finding that increasingly their carrier is requesting the use of appraisal. To start, we must first differentiate between what most homeowners know of appraisal and what appraisal means in a homeowner insurance claim.
Know Your Rights: Car Accidents & Insurance Company Tactics
You have just been in a car accident and it was not your fault. You are shocked, stunned, full of adrenaline, scared, angry, hurting, worried about the extent of your injuries, worried about paying for your medical care, worried about your car, worried about the passengers in your car, and worried that your insurance will go up because of someone else’s negligence.
We Made Orlando Sentinel’s Top 100 Companies List!
We are so honored to have made the 2018 Orlando Sentinel Top 100 Companies list. Thank you to everyone who has supported us throughout the years, to our wonderful staff, and to our incredible leadership!
Big Win for Homeowners Fighting the 14 Day Water Exclusion
In June, the Fifth District Court of Appeals handed down an opinion which amounted to a big win for homeowners all across the state of Florida. In the case of Whitely v. American Integrity Ins. Co. of Florida, the insured, Larry and Sherri Whitely, filed an appeal when their case against their homeowner’s insurance company was dismissed by the trial court.
Homeowners v. Insurance Companies
Homeowners v. Insurance Companies – Florida Law Works to Level the Playing Field Imagine, like most people, you pay your home insurance premiums for years or decades, and never file a claim. Then, you come home and find standing water in a hallway or kitchen.
Hostile Takeovers of Condominiums
In response to the proliferation of distressed and unsustainable condominium projects throughout the state, the Florida Legislature in 2007 amended Fla. Stat. Section 718.117. Under the old law, 100% of unit owners were required for approval of any termination. It was very hard for owners of an old condominium to terminate it even if it was the smart thing to do.
Hurricane Season 2018
When a hurricane threatens your community, be prepared to evacuate if you live in a storm surge risk area. Allow enough time to pack and inform friends and family if you need to leave your home. It is also extremely important for you to have records of your property’s condition in the event that you need to file a claim with your insurance company.
2017 Back-to-School Sales Tax Holiday
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