In accordance with your homeowner’s insurance policy, part of the duty of the Insured is to allow for inspection of the damaged property by the carrier. If the insured undergoes a repair without notifying the carrier, then the carrier may later claim that they cannot...
Insurance company insolvency can be a significant issue for policyholders, as it can result in unpaid claims and financial losses. In Florida, the Florida Insurance Guaranty Association (FIGA) provides protection to policyholders when an insurance company becomes...
As homeowners, we invest significant time and resources into creating a safe and comfortable space for ourselves and our loved ones. However, unforeseen natural disasters such as hurricanes can wreak havoc on our homes, leaving us vulnerable to immense financial loss....
Property insurance rates are skyrocketing across Florida. There is no doubt a crisis in rising rates, but our legislature has blamed litigation for it. Governor Ron DeSantis passed Senate Bill 2A on December 16, 2022, which eliminated the right to attorney fees in...
Many homeowners are guilty of the same thing- they have never read or understood their homeowner insurance policy. Buried towards the end of the policy is oftentimes an appraisal provision. We will review appraisal provisions in property insurance policies in Florida,...
Did you know that making repairs to your property with a pending claim can have a potentially drastic effect on your claim or case if the necessary steps are not taken? Many homeowners in Florida who have an open claim have experienced how it may take several months,...
