Why Civil Remedy Notices Are Important After Claim Denial
You have suffered a loss to your home and filed an insurance claim; what do you do after? First you should find an attorney to help navigate the difficult waters of dealing with insurance companies. Next filing a Civil Remedy Notice is a great tool to use when trying to recover owed insurance benefits from your insurance carrier. If you have opened an insurance claim and the carrier has decided to not issue full payment, filing a Civil Remedy Notice, or CRN, with the department of financial services is a great method to resolve your claim. The Department of Financial Services states:
Mandatory Bodily Injury Coverage in Florida? Almost.
Today we will discuss what almost was and what most assuredly will be in the State of Florida and how it will affect you, Florida driver and how it will affect your insurance moving forward. Drivers in Florida were almost provided a complete rewrite of the way insurance coverage is offered in Florida when the legislature voted to repeal SB 54,
How Much Homeowner’s Insurance Do You Really Need?
What is homeowner’s insurance and how much do you need? Homeowner insurance is a type of property insurance that protects your private home. Homeowner’s insurance combines various personal insurance protections, which can include losses occurring to one’s home and its contents. Homeowner’s insurance also can cover loss of use which is also known as additional living expenses, loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner. Basically, homeowner’s insurance provides financial protection against disasters.
How The Litigation Process Works
Litigation is not a fast process. It is controlled by the Florida Rules of Civil Procedure which lays out processes and timelines for litigation to occur. Two of the main questions clients generally ask is “how long is my case going to take?” and “what am I going to have to do?”
Knowing Your Homeowner’s Insurance Coverage Is Important
If you’re a homeowner, you most likely have insurance coverage to protect your property. The Federal Alliance for Safe Homes, Inc. (FLASH) provides a great information resource that “promotes safety and the financial security of being properly insured.” The guide points out the many responsibilities that come with homeownership, the most important of which is protecting the financial investment you’ve made in your home.
5 Tips for After a Hurricane
Based on representing clients after historic Hurricane Michael, a Category 5 Hurricane When Hurricane Michael made landfall on the gulf coast, I was representing insurance companies. It’s what I had done since graduating from the University of Florida Levin College of Law. For roughly the next year, I continued representing insurance companies. I would see Hurricane Michael lawsuit
The Importance of Reviewing Your Insurance Policy
Most homeowners when faced with purchasing home insurance fill out an application, receive the policy and then throw it in the drawer without fully reviewing it. In fact, some have likely not reviewed what their policy actually covers in years. Unfortunately, this can cause surprise and significant problems when a major storm hits.
I Filed a Roof Claim and Have an Attorney. What’s next?
If you have filed a claim with your insurance company and hired an attorney, this is likely a thought that goes through your mind. Normally this thought occurs at the beginning of the process, but it may creep up again along the way as the process continues. Terms such as “pre-suit”, “demand letter”, “litigation”, and “discovery” may be used in updates from your attorney, but what do they all mean and where do they fit in the process? There are two main phases to property damage claims/cases. Keep reading for a brief overview of the typical (note: every case is slightly different) process of a case once it comes into our office.
Involved in a Car Accident? Here’s What You Should Do.
A car accident is a traumatic experience that can leave you feeling confused and overwhelmed as you try to figure out what happened, what injuries you may have suffered, and what to do next. The actions you take following a crash are important and can improve your odds of receiving the compensation you deserve. Here are a few general things you should do after being involved in a car accident.
My Home Was Damaged by a Storm. What does my Insurance Require me to do?
Suffering damage to your home is overwhelming. It is your biggest asset and provides security for you and your family. Nobody wants to worry about their home’s integrity, wellbeing, or the finances needed to restore the property to pre-loss shape. If you believe your home was damaged by a storm or another loss covered by your homeowners insurance, it is crucial to review your policy and understand your contractual duties after a loss. Below is a summary of common duties homeowners are obliged to comply with under their insurance policies.