Understanding Surplus Lines Insurance Policies: Why You Might Need One
Insurance Companies might choose not to renew your homeowner’s insurance policy for any number of reasons. The most common of these reasons is simply that your house and situation no longer fits their acceptable risk profile. This decision from the insurance company can cause significant inconvenience and in some cases hardship no matter when it happens, but it can be particularly harmful if the insurance company does so while you are pursuing an insurance claim.