Contractors: Is An Insurer Refusing to Pay You Pursuant to an Assignment of Benefits Contract?
In Florida, a growing number of contractors, including those who provide emergency mitigation services, use an Assignment of Benefits (AOB) contract. Here’s how an AOB works:
The AOB allows for the insured (assignor) to transfer their rights to collect the benefits for the contractor’s services over to the contractor (assignee). Under normal circumstances, t
What Is An Assignment of Benefits Contract?
If you’re a Florida homeowner, you’ve probably heard some news about (and maybe even noticed an increase in the discussion surrounding) Assignment of Benefits (AOB) contracts and how they impact Florida consumers. The goal of this article is to give you a basic idea of what an AOB contract is and how you can use it to your benefit.
Your Florida Auto Insurance Questions Answered
As a Florida resident, you may have asked yourself the following questions: 1. What are the minimum requirements for auto insurance in Florida? 2. What auto insurance coverages should I have in Florida?
Why Is My Mortgage Company On My Insurance Check?
When you receive an insurance settlement payment, many homeowners are shocked to find that they may not be the only person on the check. If you have a mortgage on your home and had an insurance claim, chances are good that the any claim payments will also have your mortgage company included as a payee.
Preparing for Hurricane Michael
As of this writing, Hurricane Michael is set to make landfall in the Florida panhandle in just a few short hours. This Category Four Storm is projected to be the strongest hurricane to hit the Florida Panhandle in recorded history. We Floridians are no strangers to hurricanes; our communities have perennially endured the fury of such massive storms before, and we will do so again.
Resolving Your Homeowner Claim With Appraisal
For homeowners seeking to recoup damages through their homeowner’s insurance policy, many are finding that increasingly their carrier is requesting the use of appraisal. To start, we must first differentiate between what most homeowners know of appraisal and what appraisal means in a homeowner insurance claim.
Know Your Rights: Car Accidents & Insurance Company Tactics
You have just been in a car accident and it was not your fault. You are shocked, stunned, full of adrenaline, scared, angry, hurting, worried about the extent of your injuries, worried about paying for your medical care, worried about your car, worried about the passengers in your car, and worried that your insurance will go up because of someone else’s negligence.
We Made Orlando Sentinel’s Top 100 Companies List!
We are so honored to have made the 2018 Orlando Sentinel Top 100 Companies list. Thank you to everyone who has supported us throughout the years, to our wonderful staff, and to our incredible leadership!
Big Win for Homeowners Fighting the 14 Day Water Exclusion
In June, the Fifth District Court of Appeals handed down an opinion which amounted to a big win for homeowners all across the state of Florida. In the case of Whitely v. American Integrity Ins. Co. of Florida, the insured, Larry and Sherri Whitely, filed an appeal when their case against their homeowner’s insurance company was dismissed by the trial court.
Homeowners v. Insurance Companies
Homeowners v. Insurance Companies – Florida Law Works to Level the Playing Field Imagine, like most people, you pay your home insurance premiums for years or decades, and never file a claim. Then, you come home and find standing water in a hallway or kitchen.