10 Tips to Making Your Home Safer and More Secure
As a new homeowner myself and still with young kids in the home, I did some research on ways I
could improve the safety of my home. Both, while I am home and away. Below you will find ten tips from
different sources that I used to make my home safer that I thought would be good to share.
The Importance of Picking an Experienced and Quality Appraiser
Appraisal – If you are like most of my clients, the first question when you hear the word “appraisal,” is
what is it? Insurance policies can be long and confusing. On top of that, it’s not like people have an
opportunity to change words or phrases in an insurance policy that are unfavorable to them. For these
reasons, most people obtain an insurance policy and never read it. As such, most of my clients find out
appraisal may be invoked in their situation when I am discussing the case with them during the claims
process.
Slip and Fall Accidents Happen All of the Time: Here’s What You Need to Know About Florida Slip and Fall Laws
Slip and fall accidents can occur within a blink of an eye, but the catastrophic damages that they cause
can remain for a lifetime. After a fall, you may find yourself feeling in pain, embarrassed, and confused
what to do next. It is very easy to seriously injure yourself, particularly in big box stores with concrete or
covered concrete floors. A fall can cause significant damage and medical bills and it is important to know
your rights so you do not have to pay for a store’s negligence.
Why Civil Remedy Notices Are Important After Claim Denial
You have suffered a loss to your home and filed an insurance claim; what do you do after? First you should find an attorney to help navigate the difficult waters of dealing with insurance companies. Next filing a Civil Remedy Notice is a great tool to use when trying to recover owed insurance benefits from your insurance carrier. If you have opened an insurance claim and the carrier has decided to not issue full payment, filing a Civil Remedy Notice, or CRN, with the department of financial services is a great method to resolve your claim. The Department of Financial Services states:
Mandatory Bodily Injury Coverage in Florida? Almost.
Today we will discuss what almost was and what most assuredly will be in the State of Florida and how it will affect you, Florida driver and how it will affect your insurance moving forward. Drivers in Florida were almost provided a complete rewrite of the way insurance coverage is offered in Florida when the legislature voted to repeal SB 54,
How Much Homeowner’s Insurance Do You Really Need?
What is homeowner’s insurance and how much do you need? Homeowner insurance is a type of property insurance that protects your private home. Homeowner’s insurance combines various personal insurance protections, which can include losses occurring to one’s home and its contents. Homeowner’s insurance also can cover loss of use which is also known as additional living expenses, loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner. Basically, homeowner’s insurance provides financial protection against disasters.
How The Litigation Process Works
Litigation is not a fast process. It is controlled by the Florida Rules of Civil Procedure which lays out processes and timelines for litigation to occur. Two of the main questions clients generally ask is “how long is my case going to take?” and “what am I going to have to do?”
Knowing Your Homeowner’s Insurance Coverage Is Important
If you’re a homeowner, you most likely have insurance coverage to protect your property. The Federal Alliance for Safe Homes, Inc. (FLASH) provides a great information resource that “promotes safety and the financial security of being properly insured.” The guide points out the many responsibilities that come with homeownership, the most important of which is protecting the financial investment you’ve made in your home.
5 Tips for After a Hurricane
Based on representing clients after historic Hurricane Michael, a Category 5 Hurricane When Hurricane Michael made landfall on the gulf coast, I was representing insurance companies. It’s what I had done since graduating from the University of Florida Levin College of Law. For roughly the next year, I continued representing insurance companies. I would see Hurricane Michael lawsuit
The Importance of Reviewing Your Insurance Policy
Most homeowners when faced with purchasing home insurance fill out an application, receive the policy and then throw it in the drawer without fully reviewing it. In fact, some have likely not reviewed what their policy actually covers in years. Unfortunately, this can cause surprise and significant problems when a major storm hits.