Most policies provide insurance coverage for the Residence Premises and though each policy’s definition of the Residence Premises varies, most define the Residence Premises as the following: a. The one family dwelling where you reside; b. The two, three, or...
Insurance carriers often try to avoid paying for a covered loss by claiming the damages predated the loss and were caused by misplaced policy exclusions such as wear, tear, deterioration, marring aging, mechanical defects, or other pre-existing issues. To help...
In almost every homeowner’s insurance contract, there is a deductible that the homeowner is required to pay before insurance proceeds become due and owing. Many times, the amount of the deductible is dependent on whether the claim is a hurricane loss or a...
