Why Make a Federal Case Out of It?
Imagine this scenario: you live in and own a house in Florida, and it is badly damaged by a storm. You file an insurance claim with your insurance company, which is headquartered outside of Florida, and your insurance company denies your claim. You disagree with the insurance company’s assessment of the claim, and you hire a lawyer to represent you in a lawsuit against your insurer. Your lawyer starts a lawsuit against your insurance company in state court, in the county where your house is located. Everything appears to be going smoothly, and then suddenly your attorney informs you that your insurance company has removed your case from state court into a federal court. How did your state court case suddenly become a federal case? How can an insurance company remove your case to a completely different court—with completely different procedures—all by itself? This article examines these questions.
How the Coronavirus Can Affect Your Insurance Claim
As the Coronavirus continues to spread throughout the globe, many industries will experience closures and slowdowns, as well as implement various protocols limiting their productivity. For instance, the Florida court system has already issued an administrative order limiting court appearances that would require the gathering of a substantial number of people in an effort to curtail further spreading of the virus. The extent of such protocols being put in place during the near-term future remains unclear, but it is safe to assume, the business interruptions we have seen thus far are only the beginning until a vaccine is developed, or the virus runs its natural course.
Why Policy Endorsements Matter
Many times when you’re purchasing or renewing your homeowner’s insurance policy, you’re presented with a number of options that are advertised as ways to save you money or allow you to purchase special coverage that you otherwise wouldn’t have. There are an endless number of possibilities but a few common examples are allowing your insurance company to select a preferred vendor to do the repairs in the case of a loss, limitation on how much your insurance company will pay for mold, or a limitation on how much you can be reimbursed for damage to a pool cage.
The Difference Between Arbitration and Mediation
Now more than ever, the overloaded Court systems throughout America are relying on alternative dispute resolution to resolve insurance claims. There are two primary forums for alternative dispute resolution in insurance claims: Arbitration and Mediation.
Have you been injured at a theme park?
When visiting central Florida, it is hard to resist spending even a little time in one of our flagship attractions such as Disney, Universal Studios or even Fun Spot. Unfortunately, unfamiliarity with the park grounds, summer rains, construction and just bad luck can lead to visitors injuring themselves. These injuries are usually the result of slip, trip and falls. How do you know if your injury is the result of negligence on the part of the park?
What is the difference between Nonrenewal vs. Cancellation
An insurer issuing a policy providing coverage for property shall give the first-named insured written notice of cancellation or termination other than nonrenewal at least 45 days prior to the effective date of the cancellation or termination, including in the written notice the reason or reasons for the cancellation or termination.
What To Do When An Insurance Company Becomes Insolvent
When an insurance company becomes financially insolvent, policyholders understandably will have a lot of questions. Whether you are still insured for future insurance claims and what will happen to your open claims certainly jumps to mind.
Beware of Dubious Claims About CBD
In recent months, new products containing cannabidiol, otherwise known as CBD, have flooded in to the American marketplace. From essential oils and tinctures, to CBD-infused water and food, to health and beauty products containing cannabidiol, CBD products have rapidly gained in popularity and become widely available to consumers in just a few short months.
Actual Cash Value, Explained Simply
It is generally described as the cost to replace or restore your property to pre-loss condition, minus any applicable depreciation (a deduction based on age, wear, and tear) of the property, minus the applicable deductible = the amount of your first claim check.
Making a Claim for I-4 Ultimate Vehicle Damage
In 2015, Central Florida began an expansive program to improve its highway system. This program is anticipated to last until at least 2021. As we all know, with construction comes potential damage to vehicles traveling in those construction zones.