Homeowners’ Insurance – A Toolkit For Consumers

“Florida residents know firsthand that it pays to plan ahead. Dealing with wildfires, floods, tornadoes, hurricanes, winter storms, sinkholes and other disasters, can drastically change our lives. Individual losses such as a home burglary, kitchen fire, or a lightning strike can also disrupt our daily lives. Homeowners’ insurance helps pay to repair or rebuild your home and replace personal property due to a covered loss. This toolkit provides information to assist you with insuring your home. It also contains tools to help you if you have a covered loss that involves the largest investment you’ve made – your home.” – FL Department Of Financial Services, Division of Consumer Services
How To Travel With A Service Animal

Millions of Americans are preparing to travel for the upcoming holiday season, filling airports with anxious jetsetters just trying to make it to their next destination. For those millions of travelers, air travel is hardly an enjoyable or convenient experience. For disabled travelers like Lisa McCombs, however, the airport is not just a place of inconvenience, but it can also be a place of debilitating stress and embarrassment (1).
Sinkholes & Attorney Fees: Johnson v. Omega

Consistent with Florida’s pro-consumer precedent, a recent Florida Supreme Court case reaffirmed an insured’s entitlement to attorney’s fees and costs after being forced to litigate a sinkhole claim. In Johnson v. Omega[1], the Court analyzed two issues:
The “How, When, Where” of General Election Voting 2016

First things first – Floridians can now register to vote until Tuesday, October 18th! Monivette Cordeiro of Orlando Weekly reports, “A federal judge has ruled to extend Florida’s voter registration deadline for six more days due to the destruction and mayhem caused by Hurricane Matthew.”
More Fireworks Accidents & DUI Checkpoints On 4th of July

As we pack our bags and load our families into the car for the time honored tradition of 4th of July weekend travel, be aware of the conditions around you. If driving, be sure to focus on the road and avoid distractions. This holiday weekend is traditionally the deadliest time to be on the road.
Florida Restaurants Unite for #OrlandoStrong

The 4 Three Nine, Saint Petersburg
4 Rivers Smokehouse, All Florida locations
45 Central Wine Bar, Santa Rosa Beach
60 South Restaurant & Bar at the Doubletree By Hilton Orlando Downtown
Is Weed Legal in Florida? New Orlando Florida Marijuana Laws

Is Weed Legal in Florida? New Orlando Florida Marijuana Laws The times they are a changing! The City Beautiful, Orlando that is, recently adopted a new city ordinance relating to the possession of small amounts of Marijuana and some paraphernalia. By a narrow 4-3 vote, the city enacted the ordinance which allows for civil remedies […]
State Flags Insurer’s Proposed Assignment Of Benefits Restrictions

According to Ron Hurtibise with the Sun Sentinel, one of South Florida’s largest property insurance companies has been rebuffed by state insurance regulators for seeking Assignment of Benefits restrictions that were disapproved two years ago.
Insurance Coverage Press Release

Insurance is largely accepted as one of the “necessary evils” of home ownership, along with having to fix your own toilet if it breaks and that one neighbor that always needs to borrow something. While it can be frustrating to pay for a service you may never need, the benefit to insurance is security. It is knowing that should tragedy strike, the insurance company will step forward and help you pull your life back together. Or perhaps not. Florida homeowners may be in for an unpleasant surprise. An unsettling trend is developing as insurance companies move to reduce water damage coverage, if not remove it all together.
What You Need To Know About A Wrongful Death Lawsuit

You may have often heard attorneys advertising on the radio that you may have a wrongful death suit if a loved one has died as a result of someone else’s negligence. But those 30-second time slots can do very little to tell a person whether they have a legitimate case for wrongful death.