The litigation process can be a very foreign process for the average person. The first part of the process is filing a Complaint against the insurance company, alleging what the insurance company has done wrong. When dealing with property damage, this is a breach of...
One of the more overlooked aspects of purchasing automobile insurance is updating your insurance company when your children become of driving age. Your insurance company adjusts your annual premium based on how many people in a particular household could realistically...
Most policies provide insurance coverage for the Residence Premises and though each policy’s definition of the Residence Premises varies, most define the Residence Premises as the following: a. The one family dwelling where you reside; b. The two, three, or...
Insurance carriers often try to avoid paying for a covered loss by claiming the damages predated the loss and were caused by misplaced policy exclusions such as wear, tear, deterioration, marring aging, mechanical defects, or other pre-existing issues. To help...
In almost every homeowner’s insurance contract, there is a deductible that the homeowner is required to pay before insurance proceeds become due and owing. Many times, the amount of the deductible is dependent on whether the claim is a hurricane loss or a...
If you have observed damage to your home, you may have considered filing an insurance claim. Here are a few things to be mindful of when beginning this process: 1) When reporting the damage, the sooner the better: It is best practice to report the damage to your...
