Many homeowners are guilty of the same thing- they have never read or understood their homeowner insurance policy. Buried towards the end of the policy is oftentimes an appraisal provision. We will review appraisal provisions in property insurance policies in Florida,...
Did you know that making repairs to your property with a pending claim can have a potentially drastic effect on your claim or case if the necessary steps are not taken? Many homeowners in Florida who have an open claim have experienced how it may take several months,...
Delay is one of the many tactics employed by insurance carriers when it comes to the adjustment or litigation of an insurance claim. Delaying the payment of insurance benefits owed to a homeowner can go beyond simple annoyance but it can cause great financial harm as...
With the passing of Senate Bill No. 2-A, approved by Governor DeSantis on December 16, 2022, the landscape of Florida’s home insurance industry moving forward has changed overnight. This means that many homeowners are now left wondering what the various changes mean...
Having home insurance in Florida is an absolute necessity. Large wind and hailstorms damaging properties across Florida is nothing new. Unfortunately, insurance companies do not always afford coverage – even when there is damage. Here are some tips and recommendations...
The State of Florida has launched a program called My Safe Florida Home to help certain homeowners perform wind-mitigation efforts on their properties. These wind-mitigation efforts may fortify homes from hurricanes and offer discounts on property insurance premiums. ...
