The Basics of the “Stand Your Ground” Law
A person who is in a dwelling or residence in which the person has a right to be had no duty to retreat and has the right to stand his or her ground and use or threaten to u
The Importance of Complying with Insurance Company Requests
If you’ve ever made a claim, you were likely sent letters requesting things like documents, recorded statements, inspections and even Sworn Proofs of Loss. Like any other busy person, you may have thought “I’ll get to this later” or “This can’t be that important.” However, it is extremely important to comply with these requests.
What to do During the Insurance Company’s Inspection
Shortly after filing a claim with your Insurance Company, you’ll usually be contacted in order to
coordinate the inspection of your property in connection with the claim you’ve just filed. Often, these
inspections can take place even before Homeowners have the chance to contact our Office for
representation for a claim or even retain a contractor. It is standard practice, however, for almost
everything Homeowners state during often conversant and informal inspections to be reported
immediately back to the Insurance Company.
Review This Section of your Insurance Policy ASAP
Everyone frequently talks about the standard things that you need to prepare for a hurricane – stock up
on water, batteries, flashlights, canned foods, etc. But few people think about their insurance policy.
Survival Guide to Homeowners Associations
Many loathe them, but they continue to dominate the residential arena here in the state of Florida. Homeowners associations (HOAs) and condominium associations (COAs) are a plentiful in the sunshine state but still so many homebuyers buy in without knowing much about what they are getting themselves into. Hopefully this gives you a little better understanding of the pros and cons that come with an association.
I Have A Roof Claim But I’m Worried About The Attorneys Cost
A windstorm, hailstorm, or hurricane happens and you are worried about your roof. You talk to a roofing contractor and they tell you that you have damage on your roof following the storm. You have been paying insurance premiums for years and decide you are going to file a claim. You file the claim and someone suggests (or you decide) that hiring a lawyer is a good idea. You start thinking “I want to hire a lawyer, but how much will it cost? What if I hire a lawyer and the insurance company does not ultimately pay my claim? Will I have to pay the fees for the insurance company’s lawyers?”
How to Handle an Insurance Inspection for Sustained Hurricane or Storm Damage to your Property
You recently became aware of or noticed property damage to your home, and, if you’re like me, you’re probably thinking about how greatly inconvenienced you now are (I was in the middle of arranging my travel plans for my cousin Vic’s wedding, and now this?!). But, you keep on swimming and deal with the incident by taking the first step: immediately report the damages, if you haven’t already done so, to your insurance carrier. By reporting the damages, you take a crucial step in mitigating the scenario and put your carrier on notice for any repairs that your home may require.
You CAN Drive, Even After a DUI
The bad news is, it’s no secret that one night of fun can land you into some serious trouble with the law, and most often, it’s no easy feat to get yourself out of it. When you’re standing in the midst of the consequences of a suspended or revoked license, it can wreak havoc on your commitment to work, home or school. The good news is that there is a limited solution to these life-hampering consequences and here at Cohen Law Group, we can assure you that your daily life CAN still go on, even after a DUI arrest.
Hurricane Preparedness for the 2020 Season
The 2020 hurricane season is upon us and Cohen Law Group want to remind all to be prepared for the season. The National Oceanic and Atmospheric Administration Climate Prediction Center, a division of the National Weather Service, predicts a 60% chance of an above-normal season for the 2020 hurricane season which runs from June 1 through November 30.1
Insurance Companies are NOT Your Friends
Despite how sweet and nice your insurance agent might be, no matter how kind the adjuster sounds on the phone, insurance companies often do not have your best interest at heart. Insurance companies make their money by collecting premiums, and not paying out. Even if your insurance company did pay out something, it’s usual not enough. – You have to remember that they are a business. They’re in this to make money. They’re not a charity.