Texting While Driving
While it should be noted that you should never text and drive, below is an assessment of current Florida law and the proposed changes that could affect you if you choose to do so. First, texting while driving is currently codified under Florida Statute 316.305 “Wireless communications devices; prohibition”. Under the current Statute, “a person may not operate a motor vehicle while manually typing or entering multiple letters, numbers, symbols, or other characters into a wireless communications device or while sending or reading data on such a device for the purpose of nonvoice interpersonal communication…” This does not preclude the use of voice command texting or phone communications through your vehicles phone sync system.
3 Commonly Asked Questions About Insurance Proceeds Checks
Insurance policy language is often complicated. The process of filing an insurance claim and receiving insurance proceeds can be overwhelming and exhausting when you’re working hard to get your home or other property back to 100%. But we’re here to help. Here are some common questions we hear at Cohen Law Group.
Property Damage Cases In Small Claims Court: What Is It, How Did I Get Here, & What Do I Do?
For most people who aren’t lawyers, court is court. Pop your head into most courtrooms throughout the state of Florida and you will see the same cast of characters: Judges, lawyers, and courtroom personnel.
I Was In An Accident, Why Didn’t My Air Bags Deploy?
Accident victims frequently ask why the air bags in their vehicle did not deploy when they were in an accident. However, before jumping to the conclusion that something malfunctioned in your vehicle, it is important to understand the facts about air bag deployment.
If I Accept Payment Does That Mean My Insurance Claim Is Over?
After you experience a loss to your property and you’ve contacted your insurance company, typically your insurance company will send an adjuster to your property to inspect the property and document their observations.
What Is A Lender Placed Policy?
If you are a homeowner, it’s always good to familiarize yourself with the obligations of your mortgage agreement. One common obligation is the requirement that property owners maintain a certain amount of homeowner’s insurance for their residence. Lenders usually insist that their borrowers keep insurance on the property to ensure that, in the event of a loss, there are sufficient funds to repair damaged property.
Why To Establish Paternity & A Parenting Plan Now Rather Than Later
More and more people are having children without being married, and unfortunately the law has not caught up. If individuals are not married, many are surprised to learn (unfortunately sometimes the hard way) that many complications can arise from not establishing court-ordered paternity and a parenting plan as soon as possible.
Important Legal Tips To Protect You After An Accident
What do you think the number one tactic is that an at-fault driver’s insurance company will use against you? ANSWER: If you are injured in the accident, the other driver’s insurance company will try to make the case that you were injured before the accident.
Even if you were feeling completely fine before the accident, the insurance company will attempt to blame some portion of your injuries, pain, suffering, and medical bills on something that happened in your past.
The Silent Disaster – Hurricane Michael & Its Aftermath
It has been a little over five months since Hurricane Michael ravaged Florida’s panhandle, and many Bay County residents are still coping with the immense aftereffects of one of the most destructive and costly storms in our state’s history.
Homeowners Policy Limits – Were They Really Paid in Full? PT. 1
All too often I see insurers cry that they’ve paid policy limits and their liability is exhausted on a homeowner’s insurance claim. And all too often the insurer’s unilateral belief that it has exhausted its liability is patently incorrect.